Crafting Prosperity Through Purpose: Unveiling Our Investment Philosophy

Navigating the Markets with Precision, Securing Your Financial Future

INVESTMENT PHILOSOPHY

Cycas Investment Advisors’ primary offering is a highly customised wealth management solution. Client requirements are met on a case-by-case basis, in recognition/appreciation of their unique circumstances.

Cycas has no relationship managers, and clients’ chief point of contact is the chief investment officer, who has a fiduciary responsibility toward clients.

This level of attention to detail is the bare minimum that is required when managing money within the Indian landscape. Reducing the distance between clients and their principles avoids the rampant mis-selling and dissatisfaction that is so common in the Indian financial industry today. No commissions ensures that Cycas Investment Advisors’ loyalty lies solely toward it’s clients.

During the client sign up process, careful attention is paid to clients’ unique objectives and constraints. Only after an advisory agreement and an investment policy statement is signed does money begin to be allocated across various assets.

Why Choose Cycas

Conflict-Free Advice

As a SEBI-Registered Investment Advisory firm, Cycas has a fiduciary duty toward clients. We have no tie-ups with asset management companies, and do not accept commissions from them. As a result we will never push investments to our clients, instead we take the time to understand our clients’ financial objectives and find investments that are suitable to their unique situations.

Open Architecture Firm

Cycas Investment Advisors is a platform that connects its clients with specialised needs to a variety of curated service providers . This ‘Open Architecture’ allows clients to access expertise across a variety of domains – tax accounting, estate planning, immigration/travel services, investment banking, real asset brokers, and more. As the primary point of contact, Cycas ensures service standards are maintained for the best possible outcome.

No Relationship Managers

Our streamlined boutique approach to wealth management enhances operational efficiencies, service standards and investment advice. We do not have relationship managers; all clients deal directly with Partners or Portfolio Managers. This greatly increases accountability while ensuring questions and concerns can be addressed immediately by our tight-knit highly coordinated team.

Superior Investment Outcomes

Cycas Investment Advisors adds value where it matters most – capital allocation. The largest contributor to equity investment returns comes from choosing the right asset class at the right time, followed by choosing the right sector of the economy, and lastly choosing the right individual securities. We add the most value from making sure clients have the right asset allocation, while leaving the increasingly commodifying process of security selection to closely-monitored external fund managers.

Our Principles

The guiding principle of wealth management for Cycas Investment Advisors is to look at the contribution of assets at a portfolio level. Incremental risk/return characteristics of the entire wealth management portfolio are considered before any changes to assets are made. This means that most investments across the risk/return continuum can find a place in a well-constructed portfolio. Clients’ unique Asset Allocation is a mix of several asset classes whose risk/return characteristics is more optimal together than when viewed independently.

Risk management is integral to this entire process. It is primarily carried out through diversification, periodic rebalancing and tactically adjusting asset allocations, in line with clients’ Investment Policy Statement. Of course, closely monitoring portfolio assets, especially Indian debt related mutual funds, and ensuring fund managers behave in the best interests of investors is a foundational part of the investment process.